.program-hero{padding-top:calc(var(--nav-height) + var(--space-3xl));padding-bottom:var(--space-3xl);background:linear-gradient(145deg, #edf7e8 0%, var(--color-white) 60%);text-align:center}.program-hero h1{color:var(--color-navy);max-width:700px;margin-inline:auto}.program-hero h1 span{color:var(--color-green-mid)}.program-hero p{max-width:560px;margin-inline:auto;margin-top:var(--space-lg);font-size:1.125rem}.programs-section{background:#f0f9ea}.programs-section .section-header{text-align:center;margin-bottom:var(--space-2xl)}.programs-section .section-header h2{color:var(--color-navy);margin-top:var(--space-sm)}.programs-grid{gap:var(--space-lg);grid-template-columns:repeat(3,1fr);display:grid}.program-card{background:var(--color-white);border-radius:var(--radius-md);padding:var(--space-xl);border:1px solid var(--color-border);gap:var(--space-md);flex-direction:column;transition:box-shadow .2s,transform .2s;display:flex}.program-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.program-card-icon{border-radius:var(--radius-sm);justify-content:center;align-items:center;width:52px;height:52px;font-size:1.5rem;display:flex}.program-card-icon.teal{background:#5bad301f}.program-card-icon.green{background:#8eda5c33}.program-card-icon.navy{background:#29285214}.program-card h3{color:var(--color-navy)}.program-card p{flex:1}.program-card .btn{align-self:flex-start;margin-top:auto}.program-card--coming-soon{opacity:.75;position:relative}.coming-soon-badge,.featured-badge{letter-spacing:.06em;text-transform:uppercase;border-radius:var(--radius-full);margin-bottom:var(--space-sm);padding:.2rem .6rem;font-size:.72rem;font-weight:700;display:inline-block}.coming-soon-badge{color:var(--color-text-muted);background:#6b72801f}.featured-badge{color:var(--color-green-mid);background:#5bad3026}.btn-disabled{opacity:.5;cursor:not-allowed;pointer-events:none}.program-card--featured{border-color:var(--color-green-mid);border-width:2px}.how-it-works{background:var(--color-white)}.how-it-works .section-header{text-align:center;margin-bottom:var(--space-2xl)}.how-it-works .section-header h2{color:var(--color-navy);margin-top:var(--space-sm)}.steps-grid{gap:var(--space-lg);grid-template-columns:repeat(4,1fr);display:grid;position:relative}.step-card{text-align:center;align-items:center;gap:var(--space-md);flex-direction:column;display:flex}.step-num{background:var(--color-green-mid);color:#fff;border-radius:var(--radius-full);justify-content:center;align-items:center;width:52px;height:52px;font-size:1.25rem;font-weight:700;display:flex}.step-card h4{color:var(--color-navy)}.program-cta{background:linear-gradient(135deg, var(--color-navy), var(--color-navy-light));text-align:center;padding-block:var(--space-3xl)}.program-cta h2{color:var(--color-white);margin-bottom:var(--space-md)}.program-cta p{color:#ffffffb3;max-width:500px;margin-inline:auto;margin-bottom:var(--space-xl)}@media (width<=1023px){.programs-grid,.steps-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=600px){.programs-grid,.steps-grid{grid-template-columns:1fr}}